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5 reviews

7002 Charleston Hwy, Bowman, SC 29018, USA
+1 (803) 829-2581
www.fmbsc.com
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–1PM

Domain Info

Created Date

1997-10-02

Mailing Address

8624 OLD STATE RD, HOLLY HILL, SC, 29059-8230, United States

Company Name

Farmers and Merchants Bank of South Carolina

Farmers and Merchants Bank of South Carolina

Contact Data

[email protected]

4703604178

(803) 496-3964

Feedback about Farmers & Merchants Bank of SC?

Here you see the reviews of our clients.

Farmers & Merchants Bank of SC seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Brennon Cremin

I suffered a difficult situation in my life. I emergenctly needed extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Eleazar Hilpert I

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact Farmers & Merchants Bank of SC. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Candelario Harber

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Bowman, South Carolina

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Bowman, South Carolina are taken out problem-free. The interest rate is conditional on the client's personal data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank of SC help take out a payday loan in Bowman, South Carolina?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Bowman, sc will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

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+1 (843) 942-1801

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Commercial Bank

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Security Finance

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Southern Finance Co

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+1 (843) 921-6087

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Palmetto Citizens Federal Credit Union ATM

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+1 (803) 732-5000

www.palmettocitizens.org

Southern Finance

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+1 (843) 423-1529

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Check `n Go

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+1 (864) 284-9800

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ATM (First Citizens Bank & Trust)

201 N Main St, Abbeville, SC 29620, USA

www.firstcitizens.com

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