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5 2 reviews
Loan agency in Cayce, South Carolina

836 Frink St, Cayce, SC 29033, USA
+1 (803) 794-6847

Feedback about Policy Express Inc?

Here you read the feedback of our customers.

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Kristin Kerluke

I'm not ashamed to borrow money from Policy Express Inc, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Jordan Schroeder

I took out a loan when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One denied, the other offered too high a interest rate, but here it was approved as I wanted.

Bernita Friesen

I often take out a cash advance to a card in Policy Express Inc. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Katelynn Dibbert

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Cayce, South Carolina

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Cayce, South Carolina is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Policy Express Inc help issue a payday loan in Cayce, South Carolina?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Cayce, South Carolina. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Cayce, South Carolina

World Finance

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+1 (803) 536-5494

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Synovus Bank

111 W Boyce St, Manning, SC 29102, USA

+1 (888) 796-6887

www.synovus.com

Palmetto Citizens Federal Credit Union

919 N Lake Dr, Lexington, SC 29072, USA

+1 (803) 732-5000

www.palmettocitizens.org

Check `n Go

3601 E North St Ste 3, Greenville, SC 29615, USA

+1 (864) 609-0690

locations.checkngo.com

Kroger Money Services

125 Towne Dr, Bluffton, SC 29910, USA

+1 (843) 815-6070

moneyservices.kroger.com

Pinnacle Financial Partners

802 Savannah Hwy, Charleston, SC 29407, USA

+1 (843) 571-6097

www.pnfp.com

SouthState Bank

2005 Oakheart Rd, Myrtle Beach, SC 29579, USA

+1 (843) 236-4200

southstatebank.com

First Citizens Bank

105 W Church St, Cowpens, SC 29330, USA

+1 (864) 463-4361

www.firstcitizens.com

First Citizens Bank ATM

405 Main St, Edgefield, SC 29824, USA

+1 (803) 637-9151

www.firstcitizens.com

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