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4.5 4 reviews

808 Knox Abbott Dr, Cayce, SC 29033, USA
+1 (803) 796-0234
www.1stcooperative.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about First Cooperative Credit Union?

Below you get acquainted with some of the opinions of our customers.

First Cooperative Credit Union seems good. Applied twice. The first cash advance approved was small – $100, but next time the limit was increased to $900. Closed the loan even earlier. The managers were caring, they gave immediate answers to all my questions. No troubles. But their rates are not the lowest on the net.

Dr. Rogelio White DVM

Online application. I only entered an ID and a bank account. Fast lending decision. The first time I was approved for $400 only. Hope the available amount will be more next time. APR is fair. Repaid the loan early. If you wish, the term can be also extended.

Autumn Erdman

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Cayce, South Carolina

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Cayce, South Carolina. The entire process is straightforward. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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