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What people think about First Cooperative Credit Union?
Below you get acquainted with some of the opinions of our customers.
First Cooperative Credit Union seems good. Applied twice. The first cash advance approved was small – $100, but next time the limit was increased to $900. Closed the loan even earlier. The managers were caring, they gave immediate answers to all my questions. No troubles. But their rates are not the lowest on the net.
Dr. Rogelio White DVM
Online application. I only entered an ID and a bank account. Fast lending decision. The first time I was approved for $400 only. Hope the available amount will be more next time. APR is fair. Repaid the loan early. If you wish, the term can be also extended.
Autumn Erdman
Pay Attention
The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.
Payday Loans in Cayce, South Carolina
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Cayce, South Carolina. The entire process is straightforward. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
391% APR*
Max Loan
$550
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
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