Welcome to Our Online Loan Referral Service

3.3 4 reviews

860 Knox Abbott Dr, Cayce, SC 29033, USA
+1 (803) 733-1466
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.

I contacted First Citizens Bank for a little support. Everything was done very fast. Had the money in my account the same morning. Employees are very nice. Pleasant experience!

Nona King

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with First Citizens Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $400 online. Fortunately I got approved!!! They literally saved my life.

Enid Pollich

They approve applicants instantly and transfer money the next day. But be careful – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Alex Spinka

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Cayce, South Carolina

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Cayce, South Carolina is are simple to access. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments on scheduled.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.

APR Calculator

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