Welcome to Our Online Loan Referral Service

5 reviews

126 Seven Farms Drive #100, Daniel Island, SC 29492, USA
+1 (843) 971-5191
www.firstcitizens.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about ATM (First Citizens Bank & Trust)?

Below you read some of the testimonials of our clients.

I want to say Many Thanks to the team of ATM (First Citizens Bank & Trust). They offer immediate solution to any sudden money issues. Love them for their immediate approval. Applied for a cash advance and got accepted although my credit was not perfect. I will surely use this company if I need money in the future.

Mrs. Esmeralda Stiedemann

Was invited to a birthday party but was broke at that time. A friend recommended me to contact ATM (First Citizens Bank & Trust). And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was effortless.

Lisa Gerhold

Yesterday I urgently needed cash to pay for a gender party. I submitted an application form via the website of ATM (First Citizens Bank & Trust). I entered the basic personal detailed. No phone calls. The requested loan was approved within 10 minutes. The money was transferred to my bank account the same day. Fantastic website!

Elisa Kiehn

Important

Now you can read general characteristics of payday loans.

Payday Loans in Charleston, Maine

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Charleston, Maine. The APR will be set specifically for each client and will depend on the personal data the person filled in.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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First Citizens Bank ATM

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