Welcome to Our Online Loan Referral Service

3.4 10 reviews

1241 Main St Suite 100, Columbia, SC 29209, USA
+1 (803) 733-8100
optus.bank
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Feedback about Optus Bank?

Here you see the reviews of our customers.

His experience and knowledge puts him at the top of the mortgage field.

Wade Adams

He is very personable and caring towards all of his clients.

Miss Winnifred Goldner

Great produce, meat, seafood, dairy, cheese, and wine selection.

Justyn Monahan

While prices are higher than harris teter or food lion, it's money well spent!

Karlee Mohr

Great place for quality CLEAN foods, but they still need to work on pricing.

Dr. Esta Bosco I

Pay Attention

Lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Columbia, Connecticut

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Columbia, ct. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

12$ small loan cap

How will Optus Bank help issue a loan in Columbia, Connecticut?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Columbia, ct review this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only cope with current problems, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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First Citizens Bank ATM

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Commonwealth Finance

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Bank of America ATM (Drive-thru)

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ATM (Regions Bank)

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Wells Fargo Bank

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+1 (864) 833-0340

www.wellsfargo.com

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