Welcome to Our Online Loan Referral Service

2 2 reviews

4406 Forest Dr B Suite 101, Columbia, SC 29206, USA
+1 (803) 787-0336
certaintyhomeloans.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2016-12-21

Mailing Address

CA, United States

Company Name

Stearns

Stearns

Contact Data

Feedback about Certainty Home Loans?

Here you see the reviews of our customers.

Awesome Customer service and I spent a hour for service

Alayna Tremblay

Price is also very competitive or cheaper than other service centers.

Emerald Bartell

Clean location, professional staff, a zero hassle or push experience.

Prof. Abdul Upton MD

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Columbia, Connecticut

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and fast to take out payday loans in Columbia, Connecticut. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

12$ small loan cap

How will Certainty Home Loans help issue a payday loan in Columbia, Connecticut?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial solvency to approve the request. Cash advance in Columbia, Connecticut may help enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Columbia, South Carolina

Suncoast Financial Group LLC

3203 Hwy 9 E D, Little River, SC 29566, USA

+1 (843) 427-4953

www.suncoastfinancialauto.com

Auto Money

4573 Charlotte Hwy, Lake Wylie, SC 29710, USA

+1 (803) 831-9543

www.automoneytitle.com

Union Cash Advance

215 Thompson Blvd, Union, SC 29379, USA

Credit Central

1109 S 5th St o, Hartsville, SC 29550, USA

+1 (843) 332-1680

www.creditcentralllc.com

National Finance Company

635 S 5th St Ste A, Hartsville, SC 29550, USA

+1 (843) 332-0954

westernshamrock.com

Security Finance

609 12th St, West Columbia, SC 29169, USA

+1 (803) 796-2471

www.securityfinance.com

Spero Financial

1720 N Main St, Anderson, SC 29621, USA

+1 (800) 922-0446

spero.financial

Regional Finance

1137-B Lancaster Bypass W, Lancaster, SC 29720, USA

+1 (803) 572-4498

branches.regionalfinance.com

Founders Federal Credit Union

1307 Boiling Springs Rd, Spartanburg, SC 29303, USA

+1 (800) 845-1614

www.foundersfcu.com

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