Welcome to Our Online Loan Referral Service

3.7 11 reviews

7366 Garners Ferry Rd, Columbia, SC 29209, USA
+1 (803) 733-2085
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the feedback of our clients.

Nice people, quick service typically, nothing bad to say.

Jarred Luettgen PhD

Customer service terrible no communication what so ever nor a greeting.

Prof. Ray Feil

Pay Attention

Above-defined info offers the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Columbia, Connecticut

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Columbia, Connecticut is taken out simply and fast. The interest rate is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

12$ small loan cap

How will First Citizens Bank help issue a payday loan in Columbia, Connecticut?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Columbia, Connecticut may help level up your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Columbia, South Carolina

Local Finance & Tax Service of johnsonville SC

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First Citizens Bank ATM

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Coastal States Bank

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+1 (843) 689-7800

www.coastalstatesbank.com

TD Bank

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TitleMax Title Secured Loans

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+1 (864) 573-6701

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Advance America

1735 John B White Sr Blvd Ste. 10, Spartanburg, SC 29301, USA

+1 (864) 574-7812

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Local Finance and Tax Service of Union, SC

410 N Duncan Bypass suite e, Union, SC 29379, USA

+1 (864) 427-1255

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TitleMax Title Secured Loans

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+1 (803) 696-3020

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