Welcome to Our Online Loan Referral Service

4.6 21 reviews

2651 Clemson Rd, Columbia, SC 29229, USA
+1 (803) 732-5000
www.palmettocitizens.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Palmetto Citizens Federal Credit Union?

Here you get acquainted with the feedback of our customers.

Great service, as expected from these people.

Prof. Kathryne Bradtke

The staff is customer-focused and want to find a solution for you.

Brittany Leuschke

Great customer service from who all you encounter.

Miss Leann O'Conner

Pay Attention

Above-defined info offers the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Columbia, Connecticut

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Columbia, Connecticut is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

12$ small loan cap

How will Palmetto Citizens Federal Credit Union help take out a payday loan in Columbia, Connecticut?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Columbia, Connecticut. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Columbia, South Carolina

World Finance

523 N Limestone St, Gaffney, SC 29340, USA

+1 (864) 487-2019

www.loansbyworld.com

First Heritage Credit

722 W Main St, Lexington, SC 29072, USA

+1 (803) 490-7307

www.1stheritagecredit.com

Advance America

900 E Main St Ste. F, Laurens, SC 29360, USA

+1 (864) 984-1373

www.advanceamerica.net

Synovus Bank

481 Pinewood Rd, Sumter, SC 29154, USA

+1 (888) 796-6887

www.synovus.com

Lender Loans

St Matthews, SC 29135, USA

+1 (803) 655-5050

Credit Central Loan And Tax Service

5902 US-78, North Charleston, SC 29406, USA

creditcentralllc.com

Founders Federal Credit Union

1504 W Floyd Baker Blvd, Gaffney, SC 29341, USA

+1 (800) 845-1614

www.foundersfcu.com

TD Bank

2808 S Main St, Anderson, SC 29624, USA

+1 (864) 222-2152

locations.td.com

Southern Finance

7457 Patterson Rd, Columbia, SC 29209, USA

+1 (803) 252-4220

www.mymoneytogo.com

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