Welcome to Our Online Loan Referral Service

3.1 7 reviews

105 W Church St, Cowpens, SC 29330, USA
+1 (864) 463-4361
www.firstcitizens.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our clients.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Patrick Effertz

I addressed First Citizens Bank. Everything was done fast. Only pleasant impressions remained!

Ned Hirthe

I had a displeasing situation in my life. I emergenctly required extra funds. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Manley Effertz

I have a problem with paying a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to contact First Citizens Bank. They really helped.

Beverly Stanton

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Rachel Bashirian

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Cowpens, South Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

It is easy and quick to take out payday loans in Cowpens, South Carolina. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in Cowpens, South Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Cowpens, sc review this circumstance not a drawback to take out a loan. The customer of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only cope with current problems, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Cowpens, South Carolina

Palmetto State Bank

145 Ladys Island Dr, Beaufort, SC 29907, USA

+1 (843) 524-3300

www.palmettostatebank.com

The Citizens Bank

1510 Exchange St, Georgetown, SC 29440, USA

+1 (843) 527-5000

www.thecitizensbank.cc

ATM (Regions Bank)

1680 Jackson St, Barnwell, SC 29812, USA

+1 (800) 734-4667

www.regions.com

First Citizens Bank

123 E Main St, Timmonsville, SC 29161, USA

+1 (843) 346-6302

www.firstcitizens.com

EZ Cash Loans of SC, Inc.

647 Hwy 28 Bypass, Anderson, SC 29624, USA

+1 (864) 225-4553

ezcashloansofscinc.business.site

OneMain Financial

2341 Augusta Rd, West Columbia, SC 29169, USA

+1 (803) 794-5252

www.onemainfinancial.com

AgSouth Farm Credit

1325 Pearman Dairy Rd, 28 ByPass, Anderson, SC 29625, USA

+1 (864) 226-8507

www.agsouthfc.com

ServisFirst Bank Charleston

701 E Bay St #104, Charleston, SC 29403, USA

+1 (843) 414-3900

www.servisfirstbank.com

Approved Cash

119 S Alabama Ave, Chesnee, SC 29323, USA

+1 (864) 461-5486

approvedcashadvance.com

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