Welcome to Our Online Loan Referral Service

3 2 reviews

225 Apple Square Plaza, Edgefield, SC 29824, USA
+1 (803) 637-6620
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–12PM
Thursday
8:30AM–6PM

Feedback about SRP Federal Credit Union?

Here you grapple with the reviews of our clients.

SRP Federal Credit Union applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Lonie Langosh

I trusted SRP Federal Credit Union when it was necessary to get a small loan. I filled out an application quickly. No problems.

Justen Botsford

I trusted SRP Federal Credit Union when it was necessary to get a payday loan. I filled out an application quickly. No problems.

Ofelia Reinger

Money was urgently required. I left an online application in SRP Federal Credit Union. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Rozella Adams

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Edgefield, South Carolina

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to take out loans in Edgefield, South Carolina. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will SRP Federal Credit Union help take out a payday loan in Edgefield, South Carolina?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Edgefield, sc consider this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on a due date and not only cope with current problems, but improve the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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