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Loan agency in Colleton County, South Carolina

400 SC-174, Edisto Island, SC 29438, USA
+1 (843) 869-0971

Feedback about Total Visa USA LLC?

Here you see the feedback of our clients.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Tamara Prosacco Jr.

Not the first time I use Total Visa USA LLC. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when cash is urgently needed.

Prof. Rudolph Nader

I often take out a loan to a card in Total Visa USA LLC. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Mr. Dejuan Brown DVM

I'm not ashamed to borrow money from Total Visa USA LLC, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Lina Bode

The money are transferred to my credit card. I pay back through my personal account. The payment is convenient and quick. Pay on time and there will be no issues.

Hailee Gusikowski Sr.

want to express my deep gratitude to Total Visa USA LLC for believing my case. I had some issues with a credit history, but this company helped me and took out a loan.

Jana Weissnat

Pay Attention

Payday lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Edisto Island, South Carolina

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Edisto Island, South Carolina is issued easily and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Total Visa USA LLC help issue a loan in Edisto Island, South Carolina?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Edisto Island, South Carolina. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Edisto Island, South Carolina

Home Town Of Cayce Loans

829 Knox Abbott Dr, Cayce, SC 29033, USA

+1 (803) 926-1084

First Citizens Bank

102 N Main St, Anderson, SC 29621, USA

+1 (864) 231-6062

www.firstcitizens.com

Check `n Go

2686 Church St C, Conway, SC 29526, USA

+1 (843) 438-1452

locations.checkngo.com

PNC Bank

2000 W Palmetto St, Florence, SC 29501, USA

+1 (843) 317-6000

apps.pnc.com

Local Finance and Tax Service

521 E Main St, Moncks Corner, SC 29461, USA

+1 (843) 899-2288

www.localmgmt.net

First Palmetto Bank

111 N Brooks St, Manning, SC 29102, USA

+1 (803) 435-8815

www.firstpalmetto.com

Credit Central Loan And Tax Service

5902 US-78, North Charleston, SC 29406, USA

creditcentralllc.com

Founders Federal Credit Union

778 N Anderson Rd, Rock Hill, SC 29730, USA

+1 (800) 845-1614

www.foundersfcu.com

Founders Federal Credit Union

1404 Ebenezer Rd, Rock Hill, SC 29732, USA

+1 (800) 845-1614

www.foundersfcu.com

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