First Citizens Bank Payday Loans Review - Florence, South Carolina

5 2 reviews

Organization owner?

619 Pamplico Hwy, Florence, SC 29505, USA

+1 (843) 679-9488

www.firstcitizens.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the feedback of our customers.

First Citizens Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Deangelo Effertz

Yesterday I needed money, I decided to contact First Citizens Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

King Wilderman

First Citizens Bank applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Henri Schulist I

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Dewayne Mayert

Good service with a reasonable rate. Money deposited immediately, I always use First Citizens Bank.

Emily Bode Jr.

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Florence, Massachusetts

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Florence, Massachusetts is taken out easily and quickly. The interest percentage is defined considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

23% small loan cap

How will First Citizens Bank help issue a loan in Florence, Massachusetts?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Florence, ma review this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on a due date and not only resolve current difficulties, but improve the credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Florence, South Carolina

Bob W Cummins | Fairway Independent Mortgage Corporation Loan Officer

905 Charles St, Beaufort, SC 29902, USA

+1 (843) 525-9809

www.fairwayindependentmc.com

Woodforest National Bank

511 N U.S. Hwy 52, Moncks Corner, SC 29461, USA

www.woodforest.com