Feedback about Hometown Finance of Gaffney?
Here you get acquainted with the feedback of our customers.
I contacted Hometown Finance of Gaffney. Everything was done fast. Only pleasant impressions remained!
Stephanie Hodkiewicz
Only an ID is needed to apply. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Dustin Grant
The payday loan is deposited easily and quickly. There is a minus - a great fee when returning a loan.
Mr. Cleo Casper II
Not the first time I use Hometown Finance of Gaffney. The service is fair. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.
Aglae Ratke
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Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.
Payday Loans in Gaffney, South Carolina
A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.
Such financial products as payday loan in Gaffney, South Carolina is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates you will get.
APR
391% APR*
Max Loan
$550
Min Term
Not Specified
Max Term
31 days
How will Hometown Finance of Gaffney help issue a payday loan in Gaffney, South Carolina?
- 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then submit an application to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Gaffney, sc will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.
APR Calculator
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Regional Finance
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