First Citizens Bank ATM Location Payday Loans Review

3 2 reviews

Organization owner?

504 SC-72, Greenwood, SC 29648, USA

+1 (888) 612-4444

www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM Location?

Here you get acquainted with the feedback of our clients.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Jordy Johnston Jr.

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.

Denis Reichert

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Lenore McLaughlin

Unsatisfied! Was denied to borrow $1,000. Only $400 was approved.

Norval Langosh

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users grapple with common information about payday loans.

Payday Loans in Greenwood, New York

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Greenwood, New York is taken out easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will First Citizens Bank ATM Location help issue a payday loan in Greenwood, New York?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Greenwood, ny will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Greenwood, South Carolina

ATM (Regions Bank)

107 Chesterfield St S, Aiken, SC 29801, USA

+1 (800) 734-4667

www.regions.com

First Cash Pawn

1407 W O. Ezell Blvd, Spartanburg, SC 29301, USA

+1 (864) 587-1780

www.firstcash.com

World Finance

915 Folly Rd Suite I, Charleston, SC 29412, USA

+1 (843) 406-8646

www.loansbyworld.com