First Citizens Bank & Trust ATM Payday Loans Review

Organization owner?

3346 US-301, Hamer, SC 29547, USA

What people think about First Citizens Bank & Trust ATM?

Below you see some of the testimonials of our clients.

I am a loyal client of First Citizens Bank & Trust ATM. It is very fast to apply via the net. The interest rate was affordable. Their employees always reply in a timely manner.

Mr. Marcus Ernser DDS

First Citizens Bank & Trust ATM rescued me in a desperate time. They approved me for a cash advance although I had credit problems. The process was hassle free and fast. I appreciate their 24/7 customer support service and reasonable rates. I will definitely recommend this online lender to my relatives and friends.

Bill Dickens

Was invited to a gender party but was empty at that time. A friend recommended me to apply for a loan via First Citizens Bank & Trust ATM. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had poor credit. In general, The process was very easy.

Dr. Louisa Tromp Sr.

Important

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Hamer, South Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Hamer, South Carolina. The entire process is hassle-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit history. But we advise you that as with any loan you should only dare applying for a payday loan if you are assured that you can afford payments in good time.

To get accepted for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.