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5 reviews
Loan agency in Hampton, South Carolina

401 Elm St E, Hampton, SC 29924, USA
7 years in business
+1 (803) 943-0030
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Feedback about Local Finance of Hampton LLC?

Here you see the reviews of our customers.

100% sly company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Prof. Dennis Ebert II

I borrowed $300 for several days. When the loan was returned, they applied a great fees, I had to pay almost $400.

Aidan Denesik DDS

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Don Daugherty I

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Kelton Legros

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Hampton, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are considered as payday loans in Hampton, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Local Finance of Hampton LLC help take out a payday loan in Hampton, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Hampton, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Hampton, South Carolina

SouthState Bank

11039 Ocean Hwy, Pawleys Island, SC 29585, USA

+1 (843) 237-3404

southstatebank.com

Personal Cash Loans of SC, Inc.

1649 C, Savannah Hwy, Charleston, SC 29407, USA

+1 (843) 556-7600

personal-cash-loans-of-sc-inc.business.site

Edward Jones - Financial Advisor: Kent P Vannier

936 Front St, Georgetown, SC 29440, USA

+1 (843) 546-6163

www.edwardjones.com

1st Franklin Financial

1781 J A Cochran Bypass Suite C, Chester, SC 29706, USA

+1 (803) 581-0060

locations.1ffc.com

SRP Federal Credit Union

1070 Edgefield Rd, North Augusta, SC 29860, USA

+1 (803) 278-4851

srpfcu.org

Quick Credit

6432 Two Notch Rd Suite H-1, Columbia, SC 29223, USA

+1 (803) 714-6384

www.mymoneytogo.com

First Federal Bank

1921 W Palmetto St, Florence, SC 29501, USA

+1 (843) 661-2454

firstfederal.com

Advance America

927 S Broad St C, Clinton, SC 29325, USA

+1 (864) 833-3682

www.advanceamerica.net

World Finance

724 N Jefferies Blvd Suite B, Walterboro, SC 29488, USA

+1 (843) 549-1567

www.loansbyworld.com

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