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5 52 reviews
Loan agency in Richland County, South Carolina

7320 Broad River Rd Ste. J, Irmo, SC 29063, USA
+1 (803) 407-0184
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you read some of the testimonials of our clients.

Amazing workers , with the best customer service!

Adriel Hill

The Irmo location has been extremely helpful.

Heidi Gerhold

Joe is one of the nicest and respectful people I know.

Ms. Dorris Hessel II

Joe was amazing and very attentive with my payday needs.

Zachery Kunze

Amazing workers , with the best customer service!

Shana Schaefer

The Irmo location has been extremely helpful.

Verna Bayer

Fantastic service and help with my personal loan.

Ashley Zemlak PhD

They said I could do check or money order.

Immanuel Muller

As a business owner, I'm treated with respect each and every time I go there.

Darren Lakin PhD

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Irmo, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Irmo, South Carolina. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have low credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a payday loan if you are confident that you can make payments on scheduled.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

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