Welcome to Our Online Loan Referral Service

3.4 9 reviews

949 Lake Murray Blvd, Irmo, SC 29063, USA
+1 (803) 733-2076
www.firstcitizens.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our clients.

Safe place for your money.

Salvador Watsica

I have just had to use the new bill pay format and I DO NO LIKE IT!!!!!

Dr. Shawna Jast

I opened 2 accts at wells fargo already.

Yesenia Sawayn

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Irmo, South Carolina

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Irmo, South Carolina is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a loan in Irmo, South Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Irmo, sc will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Irmo, South Carolina

Best Cash Loans of SC, Inc.

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+1 (864) 840-0408

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Freedom Finance Inc

1302 4th Ave, Conway, SC 29526, USA

+1 (843) 248-3780

E Z Check Cashing

2205 Decker Blvd A, Columbia, SC 29206, USA

+1 (803) 782-8898

TitleMax Title Secured Loans

3100 Two Notch Rd, Columbia, SC 29204, USA

+1 (803) 376-0079

www.titlemax.com

Quick Credit

1321 Assembly St, Columbia, SC 29201, USA

+1 (803) 252-7934

www.mymoneytogo.com

Walmart Money Center

9 Benton Rd, Travelers Rest, SC 29690, USA

+1 (864) 834-7179

www.walmart.com

Check Into Cash

1519 N Kings Hwy Suite 25, Myrtle Beach, SC 29577, USA

+1 (843) 445-6914

local.checkintocash.com

Heritage Community Bank

125 Westfield St, Hartsville, SC 29550, USA

+1 (843) 383-4333

www.heritageonline.biz

Carolina Payday Loans, Inc.

507 N Guignard Dr, Sumter, SC 29150, USA

+1 (803) 934-1211

carolinapaydayloansinc.com

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