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5 reviews

430 Calhoun St, Johnston, SC 29832, USA
+1 (803) 275-2595
www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Dr. Evalyn Ferry

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Erin Legros

want to express my deep gratitude to First Citizens Bank for believing my case. I had some problems with a credit history, but this company helped me out and took out a loan.

Stanford Harris

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Johnston, Rhode Island

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue loans in Johnston, Rhode Island. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will First Citizens Bank help take out a payday loan in Johnston, Rhode Island?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Johnston, Rhode Island. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Johnston, South Carolina

Southern Finance

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+1 (843) 921-6087

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Principal Financial Group

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+1 (803) 639-7545

www.principal.com

Foothills Gun & Pawn

103 W Main St, Pickens, SC 29671, USA

+1 (864) 878-5808

www.foothillsgunandpawn.com

Check `n Go

1328 Broad St Suite 120, Sumter, SC 29150, USA

+1 (803) 795-4577

locations.checkngo.com

Check `n Go

1320 Bypass 72 NE, Greenwood, SC 29649, USA

+1 (864) 229-6399

locations.checkngo.com

Freedom Finance Inc

469 N Brooks St, Manning, SC 29102, USA

+1 (803) 435-5084

expressloansofamerica.com

Carolina's Best Finance

6520 White Horse Rd, Greenville, SC 29611, USA

+1 (864) 295-2903

www.carolinasbestfinance.com

Mariner Finance

2503 S Cashua Dr, Florence, SC 29501, USA

+1 (843) 774-7301

www.marinerfinance.com

Anderson Brothers Bank

133 N Georgetown Hwy, Johnsonville, SC 29555, USA

+1 (843) 386-2950

www.abbank.com

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