Welcome to Our Online Loan Referral Service

4.7 3 reviews

248 W Main St, Lake City, SC 29560, USA
+1 (843) 374-3531
www.firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our customers.

Friendly customer service.

Prof. Lenore Kohler III

The tellers and those in management at the Lake city branch are always so nice.

Demario Huel

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lake City, Pennsylvania

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Lake City, Pennsylvania is taken out simply and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

6% APR small loan cap

How will First Citizens Bank help issue a loan in Lake City, Pennsylvania?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Lake City, pa will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lake City, South Carolina

Payday Everyday

1554 Great Falls Hwy, Lancaster, SC 29720, USA

+1 (803) 285-3444

Security Finance

617 Harry C Raysor Dr, St Matthews, SC 29135, USA

+1 (803) 874-2998

www.securityfinance.com

First Citizens Bank

305 W Main St, Laurens, SC 29360, USA

+1 (864) 984-3502

www.firstcitizens.com

Evolve Bank & Trust Home Loan Center

1501 Belle Isle Ave Suite 110, Mt Pleasant, SC 29464, USA

+1 (401) 682-7411

www.getevolved.com

MBC Direct

917 Bay St, Beaufort, SC 29902, USA

+1 (843) 379-4551

ATM (Regions Bank)

406 1st St E, Hampton, SC 29924, USA

www.regions.com

Sandhills Bank

1020 Hwy 17 N, North Myrtle Beach, SC 29582, USA

+1 (843) 280-2265

www.sandhillsbank.com

Check `n Go

7241 Broad River Rd Ste 70, Irmo, SC 29063, USA

+1 (803) 407-8661

locations.checkngo.com

First Citizens Bank ATM

5 Westbury Park Way, Bluffton, SC 29910, USA

www.firstcitizens.com

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