Welcome to Our Online Loan Referral Service

5 reviews

201 N Main St, Lake View, SC 29563, USA
+1 (843) 759-2122
www.firstcitizens.com
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
(Easter)
Closed
Monday
10AM–7PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the reviews of our customers.

I issued payday loan from First Citizens Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Jaleel Torphy

Sky-scraper interest rate. When paying off a loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Kieran Rolfson

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Ashlee Windler Jr.

High interest rate. When paying back a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Graham O'Kon

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Lake View, New York

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lake View, New York is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will First Citizens Bank help take out a loan in Lake View, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a loan. The lender process many aspects such as financial capabilities to approve the request. Payday loans in Lake View, New York may help improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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Palmetto Loan Co

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Woodforest Bank

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First Citizens Bank

1 Westbury Park Way, Bluffton, SC 29910, USA

+1 (843) 815-4299

www.firstcitizens.com

TD Bank

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locations.td.com

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