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4.2 5 reviews
Loan agency in Laurens, South Carolina

647 N Harper St, Laurens, SC 29360, USA
+1 (864) 984-6551
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

What people think about Laurens Financial Services Inc?

Below you find some of the opinions of our customers.

Said I was approved for a cash advance loan. Have been waiting 2 days, still no funds I my account. I conclude it’s scam.

River Johnston PhD

APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their APR a little…

Sven Becker

Important

Now you can see general features of payday loans.

Payday Loans in Laurens, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is trouble-free and fast to get accepted for payday loans in Laurens, New York. The interest rate will be set individually for each consumer and will depend on the personal data the applicant entered.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Laurens, South Carolina

Makers Finance

496 S Pleasantburg Dr, Greenville, SC 29607, USA

+1 (864) 421-0330

MoneyGram

301 W Thomas St, Lake City, SC 29560, USA

+1 (843) 394-5434

locations.moneygram.com

1st Franklin Financial

9003 Two Notch Rd Suite 9H, Columbia, SC 29223, USA

+1 (803) 462-6960

locations.1ffc.com

Same Day Bad Credit Loans

2665 Ashley Phosphate Rd, North Charleston, SC 29418, USA

+1 (854) 333-4938

samedaybcl.com

SouthState Bank

2021 Hoffmeyer Rd, Florence, SC 29501, USA

+1 (843) 678-3271

southstatebank.com

ATM (Regions Bank)

3404 Clemson Blvd, Anderson, SC 29621, USA

+1 (800) 734-4667

www.regions.com

United Community Bank

108 E Main St, Duncan, SC 29334, USA

+1 (864) 439-4976

www.ucbi.com

Georgetown Kraft Credit Union - Kingstree

488 Nelson Blvd, Kingstree, SC 29556, USA

+1 (843) 354-2219

www.gkcu.org

Sandhills Bank

1020 Hwy 17 N, North Myrtle Beach, SC 29582, USA

+1 (843) 280-2265

www.sandhillsbank.com

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