Welcome to Our Online Loan Referral Service

3.7 9 reviews

728 W Main St, Lexington, SC 29072, USA
+1 (803) 359-0177
www.firstcitizens.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the reviews of our customers.

Exceptional customer service.

Meta Smith

So much for caring about your CUSTOMERS who are how you exist.

Kiana Becker Jr.

What is the point of the window being open if they dont want to do anything.

Herman Dickinson IV

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Lexington, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Lexington, New York is issued easily and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will First Citizens Bank help take out a payday loan in Lexington, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Lexington, ny consider this circumstance not a hindrence to issue a loan. The customer of a cash advance should be prepared to objectively assess financial abilities, issue a loan, pay off the debt on a due date and not only cope with current issues, but enhance the credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Lexington, South Carolina

SouthState Bank

32 William Pope Dr, Okatie, SC 29909, USA

+1 (843) 705-7764

southstatebank.com

North American Title Loans

1312 13th Ave, Conway, SC 29526, USA

+1 (843) 248-1719

www.northamericantitleloans.net

Woodforest National Bank

511 N U.S. Hwy 52, Moncks Corner, SC 29461, USA

www.woodforest.com

First Heritage Credit Simpsonville SC

38 Ray E Talley Ct, Simpsonville, SC 29680, USA

Palmetto Citizens Federal Credit Union ATM

10402 Wilson Blvd, Blythewood, SC 29016, USA

+1 (803) 732-5000

www.palmettocitizens.org

1st Franklin Financial

1671 Springdale Dr Suite 19, Camden, SC 29020, USA

+1 (803) 425-9092

locations.1ffc.com

Cash Cow

1114 Richland Ave W, Aiken, SC 29801, USA

+1 (803) 648-6499

SouthState Bank

201 Bypass, 123, Seneca, SC 29678, USA

+1 (864) 888-2265

southstatebank.com

Woodforest National Bank

7520 Garners Ferry Rd, Columbia, SC 29209, USA

+1 (803) 783-2457

www.woodforest.com

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