Welcome to Our Online Loan Referral Service

5 reviews

844 US-1, Lugoff, SC 29078, USA
+1 (803) 438-6675
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you find some of the testimonials of our clients.

I always use First Citizens Bank when it need a loan. The application process is trouble-free. No problems.

Henri Baumbach

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with First Citizens Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.

Mrs. Rhea Graham

Last week I urgently needed $500 to pay for a birthday gift. I submitted an application form via the website of First Citizens Bank. I entered the basic personal information. No phone calls. The desired amount was approved within 15 minutes. The money was sent to my bank account the same day. Amazing lender!

Mr. Emmet Bailey II

Pay Attention

The previous three items charactirize a specific financial institution. But below you can read general data about payday loans.

Payday Loans in Lugoff, South Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the best solution to your short-term financial issues in Lugoff , South Carolina because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments punctually.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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