First Citizens Bank Payday Loans Review - McCormick, South Carolina

4.5 2 reviews

Organization owner?

5811 Highway 378 W, McCormick, SC 29835, USA

+1 (864) 391-3500

www.firstcitizens.com

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the feedback of our customers.

I'm not ashamed to borrow money from First Citizens Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Jermey Nicolas II

Thanks to the team of First Citizens Bank. Quick solution of the arisen problems, quick decision on the loan. I definitely recommend this service.

Mr. Mathias Hermann

want to express my deep gratitude to First Citizens Bank for believing my case. I had some issues with a credit rating, but this service helped me out and issued a loan.

Jayda White

Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Sofia Corkery

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address First Citizens Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Stacy Kihn V

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in McCormick, South Carolina

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in McCormick, South Carolina is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in McCormick, South Carolina?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in McCormick, South Carolina. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

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