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4.3 6 reviews
Loan agency in Socastee, South Carolina

Myrtle Beach, SC 29588, USA
7 years in business
+1 (843) 294-0500
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

What people think about Cobalt Financial Inc?

Below you find some of the testimonials of our customers.

Great place, Rusty is awesome.

Will Runolfsdottir IV

I upgraded I got a new car.😊

Brody Douglas V

I have been dealing with this company for about 4 years and I love them.

Dr. Dorris Waters

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Myrtle Beach, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Myrtle Beach, South Carolina is are easy to get. The interest rate is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Myrtle Beach, sc accept borrowers with poor credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within several hours.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

Other Payday Lenders in Myrtle Beach, South Carolina

Advance America

718-A S Alabama Ave, Chesnee, SC 29323, USA

+1 (864) 703-2555

www.advanceamerica.net

First Citizens Bank

144 S Main St, Bishopville, SC 29010, USA

+1 (803) 484-5451

www.firstcitizens.com

World Finance

1017 Fording Island Rd Ste. 103F, Ridgeland, SC 29910, USA

+1 (843) 645-2071

www.loansbyworld.com

First Horizon

710 Johnnie Dodds Blvd # 202, Mt Pleasant, SC 29464, USA

+1 (843) 763-1542

www.firsthorizon.com

Auto Money

1840 SC-14, Landrum, SC 29356, USA

+1 (864) 457-2012

www.automoneytitle.com

US Money Shops® Title Loans

111 N U.S. Hwy 52, Moncks Corner, SC 29461, USA

+1 (843) 899-4526

stores.usmoneytitleloan.com

World Acceptance

CAROLINA BUILDING, 396 St Paul St, Orangeburg, SC 29115, USA

+1 (803) 536-1823

Credit Central

718- B Montague Ave, Greenwood, SC 29649, USA

+1 (864) 229-1231

www.creditcentralllc.com

First Citizens Bank

430 Calhoun St, Johnston, SC 29832, USA

+1 (803) 275-2595

www.firstcitizens.com

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