Welcome to Our Online Loan Referral Service

3.8 4 reviews

7500 N Kings Hwy, Myrtle Beach, SC 29572, USA
+1 (843) 449-9687
www.firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the testimonials of our customers.

The process was hassle-free, fast. No guarantors needed. Thank you so much. Love their online customer support. No complaints. Would apply again.

Chandler Lynch

I am a regular client of First Citizens Bank. It is very fast to apply via the net. The APR was reasonable. Their representatives always respond quickly.

Shanel Price Jr.

First Citizens Bank seems legit. Applied twice. The first payday loan approved was small – $100, but next time the limit was increased to $600. Closed the loan on schedule. The employees were amazing, they gave detailed answers to all my questions. No delays. But their interest rates are not the lowest on the net.

Christy Bauch

First Citizens Bank seems credible. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Closed the loan on schedule. The staff were friendly, they gave speedy answers to all my questions. No issues. But their rates are average.

Lulu Schuster

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Myrtle Beach, South Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Myrtle Beach, South Carolina is are easy to get. The interest rate is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Myrtle Beach, sc accept people with bad credit. You can request a bad credit payday loan online 24/7 and if successful could have the money in your account within several hours.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

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