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5 reviews
Loan agency in North Augusta, South Carolina

507 Georgia Ave, North Augusta, SC 29841, USA
7 years in business

Feedback about Affordable Credit Loans?

Here you see the reviews of our customers.

Thanks to the team of Affordable Credit Loans. Fast solution of the arisen issues, quick decision on the cash advance. I definitely recommend this service.

Isac Rippin III

Good service with a reasonable percentage. Money transferred immediately, I always use Affordable Credit Loans.

Darrel Kohler

Affordable Credit Loans is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Lonny Nader

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in North Augusta, South Carolina

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in North Augusta, South Carolina is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Affordable Credit Loans help take out a loan in North Augusta, South Carolina?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in North Augusta, South Carolina. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

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Palmetto Citizens Federal Credit Union ATM

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Security Finance

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World Finance

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Bank of Clarendon

106 S Brooks St, Manning, SC 29102, USA

+1 (803) 433-4451

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Security Finance

8627 Old State Rd, Holly Hill, SC 29059, USA

+1 (803) 496-5556

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SRP Federal Credit Union

10660 Dunbarton Blvd, Barnwell, SC 29812, USA

+1 (803) 278-4851

www.srpfcu.org

Foothills Gun & Pawn

103 W Main St, Pickens, SC 29671, USA

+1 (864) 878-5808

www.foothillsgunandpawn.com

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