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1 reviews

950 John C Calhoun Dr, Orangeburg, SC 29115, USA
+1 (803) 534-2175
southstatebank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2013-05-08

Mailing Address

DATA REDACTED, DATA REDACTED, SC, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about South State Bank?

Here you get acquainted with the reviews of our clients.

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Katelynn Kihn

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Domingo Watsica

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Stan Becker

I issued $300 for several days. When the loan was returned, they applied a gigantic fees, I had to pay almost $400.

Dr. Ephraim Cremin DVM

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Orangeburg, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Orangeburg, New York is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will South State Bank help take out a payday loan in Orangeburg, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Orangeburg, New York. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the loan.

APR Calculator

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