World Acceptance Payday Loans Review - Orangeburg, South Carolina

5 reviews

Loan agency in Orangeburg, South Carolina

Organization owner?

CAROLINA BUILDING, 396 St Paul St, Orangeburg, SC 29115, USA

7 years in business

+1 (803) 536-1823

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–6PM

Wednesday

9AM–5:30PM

What people think about World Acceptance?

Below you see some of the reviews of our clients.

The website does not work so I can not apply for the loan…

Prof. Nils Flatley I

Said I was accepted for a loan. Have been waiting 3 days, still no funds I my account. I suppose it’s monkey business.

Duane Maggio

Said I was approved for a payday loan. Have been waiting 2 days, still no money I my account. I suppose it’s fake.

Prof. Saige Fadel

I took out cash advance from World Acceptance twice. Repaid all my loans successfully. Today wanted to borrow more, but they approved me for only $300 ???

Dr. Hettie Stamm II

Seems a fake website. They ask for too many sensitive information. I think it’s dangerous to spread such data [online|on the Internet. You’d better find another loan provider.

Tremaine Moen

Sky-high APR. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was bad too. The lady in the office was very racist. Not satisfied. Better explore another lender.

Abbigail Schamberger

Important

Now you can read general features of payday loans.

Payday Loans in Orangeburg, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Orangeburg, New York. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.