Welcome to Our Online Loan Referral Service

4.3 4 reviews

1225 St Matthews Rd, Orangeburg, SC 29115, USA
+1 (803) 531-3176
www.firstcitizens.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our clients.

Unsatisfied! Was refused to borrow $1,000. Only $400 was approved.

Modesta Wiegand

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Mrs. Kathlyn Goldner Jr.

Sky-scraper interest rate. When paying back a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Loyce Nitzsche

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Orangeburg, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Orangeburg, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will First Citizens Bank help take out a payday loan in Orangeburg, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Orangeburg, New York may help improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Check Cashier USA

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Check `n Go

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+1 (864) 576-3224

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SAM Check Cashing Machine

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+1 (803) 531-0054

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ACE Cash Express

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+1 (803) 772-0508

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Carolina Title Loans, Inc.

703 S Irby St, Florence, SC 29501, USA

+1 (843) 669-6100

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Advance America

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+1 (864) 855-2960

www.advanceamerica.net

Cash Center LLC

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+1 (803) 438-4333

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