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Loan agency in Rock Hill, South Carolina

688 Albright Rd # 102, Rock Hill, SC 29730, USA
7 years in business
+1 (803) 324-4224
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
9AM–5:30PM

Feedback about First Credit?

Here you see the feedback of our clients.

Have used them on more than one occasion and were great to work with.

Prof. Gerda Littel

Had a very great experience with them

Mr. Zander Maggio

She explain the process and answered all questions.

Prof. Milan VonRueden

Pay Attention

Above-defined info offers the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Rock Hill, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Rock Hill, New York is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will First Credit help take out a payday loan in Rock Hill, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Rock Hill, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Rock Hill, South Carolina

SouthState Bank

537 By-pass 72 NW, Greenwood, SC 29649, USA

+1 (864) 941-9222

southstatebank.com

ATM (First Citizens Bank & Trust)

201 N Main St, Lake View, SC 29563, USA

+1 (843) 759-2122

www.firstcitizens.com

Sunset Finance

1113 Elm St W, Hampton, SC 29924, USA

+1 (803) 914-0511

sunsetfinance.net

TitleMax Title Secured Loans

103 SC-20, Pelzer, SC 29669, USA

+1 (864) 947-1352

www.titlemax.com

Carolina Trust Federal Credit Union

4254 Holmestown Rd, Myrtle Beach, SC 29588, USA

+1 (843) 448-2133

www.carolinatrust.org

Regional Finance

5809 Calhoun Memorial Hwy Suite K, Easley, SC 29640, USA

+1 (864) 850-9969

branches.regionalfinance.com

Citizens Bank

9488 Hwy 78, Ladson, SC 29456, USA

www.citizensbank.com

CPM Federal Credit Union - Mill Branch

5600 Virginia Ave, North Charleston, SC 29406, USA

+1 (800) 255-1513

www.cpmfed.com

CPM Federal Credit Union - Orangeburg

1174 Boulevard St NE, Orangeburg, SC 29115, USA

+1 (800) 255-1513

www.cpmfed.com

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