First Citizens Bank ATM Payday Loans Review

Organization owner?

201 N Main St, Saluda, SC 29138, USA

www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM?

Here you grapple with the reviews of our clients.

The cash advance is transferred easily and quickly. There is a minus - a great interest rate when repaying a loan.

Dr. Twila Mann

I suffered a difficult situation in my life. I emergenctly needed extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Prof. Michelle Littel

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. First Citizens Bank ATM in Saluda seemed to me the most efficient.

Lorna Kovacek

I often take out a loan to a card in First Citizens Bank ATM. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.

Layne Leffler

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Anderson Ryan

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Saluda, Virginia

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Saluda, Virginia are issued easily. The interest percentage is conditional on the customer's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank ATM help issue a payday loan in Saluda, Virginia?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Saluda, Virginia. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Saluda, South Carolina

Kroger Money Services

1795 Whiskey Rd, Aiken, SC 29803, USA

+1 (803) 642-5280

moneyservices.kroger.com

TitleMax Title Loans

3908 N Main St, Columbia, SC 29203, USA

+1 (803) 788-4836

www.titlemax.com