Welcome to Our Online Loan Referral Service

5 reviews
Loan agency in Oconee County, South Carolina

282 Market St, Seneca, SC 29678, USA
+1 (864) 885-9400
www.paydayloanservices.org
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
Friday
9:30AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9:30AM–6PM

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Feedback about First Choice Cash Advance?

Here you read the reviews of our customers.

First Choice Cash Advance seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Finn Murphy

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Ms. Hallie Ziemann

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Brenden Gulgowski

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Seneca, Pennsylvania

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Hassle-free financial products are known as payday loans in Seneca, pa. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

6% APR small loan cap

How will First Choice Cash Advance help take out a payday loan in Seneca, Pennsylvania?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Seneca, pa consider this circumstance not a drawback to issue a loan. The customer of a loan should be ready to objectively assess financial abilities, issue a loan, pay back the debt on time and not only handle current issues, but enhance the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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