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4.9 34 reviews
Loan agency in Spartanburg County, South Carolina

975 Beaumont Ave, Spartanburg, SC 29303, USA
+1 (864) 542-0982
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–2PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the reviews of our clients.

There are many payday loan companies and I have tried a few in the past, but this has been my favorite. Advance is quick and not a lot of hassle. This particular …

Mrs. Ernestina Rodriguez V

In a world where excellent customer service is rare, this place is an exception!

Ardith Conn

Highly recommend , and some of the nicest people

Miss Hildegard Kerluke

In a world where excellent customer service is rare, this place is an exception!

Vinnie Murazik II

Highly recommend , and some of the nicest people

Mohammed Funk III

This particular location has always has the best customer service!

Beatrice Schmidt

Friendly, speedy service.

Dr. Hulda Konopelski MD

They loose pay checks and charge you for there mess ups.

Elvie Shanahan Sr.

Home town great people great service and anything you may need

Dr. Connor Wunsch Jr.

Work boots and shoes are very reasonably priced

Velma Graham I

Great products, attentive staff, large variety

Shaun Monahan

Pay Attention

The above-given information provides the details about a precise financial institution. The information below is about general information about payday loans.

Payday Loans in Spartanburg, South Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is simple and fast to get accepted for payday loans in Spartanburg, South Carolina. The APR will be set specifically for each consumer and will depend on the personal details the consumer provided.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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