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Loan agency in Spartanburg, South Carolina

195 S Converse St, Spartanburg, SC 29306, USA
+1 (864) 585-5263

What people think about Floyd's Finance Co?

Below you get acquainted with some of the opinions of our customers.

Floyd's Finance Co seems safe. At least they have no hidden fees. This was the only company that approved me for a cash advance.

Mr. Lee Buckridge

Floyd's Finance Co rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was easy and speedy. I appreciate their professional customer support service and affordable rates. I will 100% recommend this website to my family and friends.

Reese Spencer I

Floyd's Finance Co rescued me in a hopeless time. They approved me for a payday loan although I had credit issues. The process was effortless and fast. I appreciate their competent customer support service and acceptable rates. I will surely recommend this website to my family and friends.

Marcelino Gislason

I have already applied this company once and I was very happy with the rates. This is the only day and night service with competitive rates in my town.

Ivory Leuschke

Was invited to a wedding but was broke at that time. A friend recommended me to use Floyd's Finance Co. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had bad credit. In general, The process was straightforward.

Dr. Brenda Harris DDS

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Spartanburg, South Carolina

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Spartanburg, South Carolina. The APR will be set specifically for each consumer and will depend on the personal details the applicant entered.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in Spartanburg, sc approve borrowers with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the funds in your account within the hour.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Spartanburg, South Carolina

Community Finance

1670 US-17, Little River, SC 29566, USA

+1 (843) 427-7670

cfscloans.com

Community Credit-Greenville

6514 White Horse Rd, Greenville, SC 29611, USA

+1 (864) 269-0911

www.mycommunitycredit.com

Walmart Money Center

2795 North Rd, Orangeburg, SC 29118, USA

+1 (803) 533-0645

www.walmart.com

1st Heritage Credit

1120 N Pleasantburg Dr, Greenville, SC 29607, USA

+1 (864) 520-5145

www.1stheritagecredit.com

ACE Cash Express

1259 S Pleasantburg Dr ste b, Greenville, SC 29605, USA

+1 (864) 277-9987

www.acecashexpress.com

First Cash Pawn

1300 S Pleasantburg Dr A, Greenville, SC 29605, USA

+1 (864) 277-6870

United Bank

8485 Dorchester Rd, North Charleston, SC 29420, USA

+1 (843) 973-6932

www.bankwithunited.com

Check 'n Go

6133 White Horse Rd, Greenville, SC 29611, USA

+1 (864) 412-4251

locations.checkngo.com

First Citizens Bank

1509 Dutch Fork Rd, Irmo, SC 29063, USA

+1 (803) 781-3414

www.firstcitizens.com

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