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1 reviews
Loan agency in Spartanburg County, South Carolina

1226 Asheville Hwy, Spartanburg, SC 29303, USA
+1 (864) 342-0414

What people think about Carolina Payday Loans, Inc?

Below you get acquainted with some of the opinions of our customers.

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Carolina Payday Loans, Inc . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $700 online. Fortunately I got approved!!! They literally saved my life.

June Monahan

The process was effortless, straightforward. No collateral needed. Thank you a lot. Love their online customer support. No problems. Would use again.

Gina Maggio

Recently I had the most unexpected situation in my life. I urgently needed $800 to deal with utility bills. This institution assisted me very quickly. They were the only website that accepted me for the necessary amount. I sorted out all my troubles. I will definitely recommend this company to my family. Best service in my life.

Mr. Elmore Parisian IV

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Carolina Payday Loans, Inc. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was trouble free.

Dustin Johnston III

Pay Attention

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in Spartanburg, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is trouble-free and fast to get accepted for payday loans in Spartanburg, South Carolina. The interest rate will be set individually for each client and will depend on the personal data the consumer provided.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments on time.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Spartanburg, South Carolina

Main Street Loans

14 S Main St, Inman, SC 29349, USA

+1 (864) 473-0800

Woodforest Bank

1286 18 Mile Rd, Central, SC 29630, USA

+1 (864) 639-0982

www.woodforest.com

First Citizens Bank

302 N Hampton St, Kershaw, SC 29067, USA

+1 (803) 475-2380

www.firstcitizens.com

Founders Federal Credit Union

523 A N Duncan Bypass, Union, SC 29379, USA

+1 (800) 845-1614

www.foundersfcu.com

Max Cash Title Loan

1784 Asheville Hwy, Spartanburg, SC 29303, USA

North American Title Loans

1312 13th Ave, Conway, SC 29526, USA

+1 (843) 248-1719

www.northamericantitleloans.net

SouthState Bank

206 Hillcrest Dr, Laurens, SC 29360, USA

+1 (864) 984-2531

southstatebank.com

TitleMax Title Secured Loans

1240 N Longstreet St, Kingstree, SC 29556, USA

+1 (843) 353-6253

www.titlemax.com

Advance America

1007 W Floyd Baker Blvd, Gaffney, SC 29341, USA

+1 (864) 489-8870

www.advanceamerica.net

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