Welcome to Our Online Loan Referral Service

5 3 reviews

1894 E Main St, Spartanburg, SC 29307, USA
+1 (864) 596-5030
firstcitizensbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-12-13

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, PA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

[email protected]

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about First Citizens Bank?

Here you see the reviews of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact First Citizens Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Wendy Kautzer II

The funds are transferred to my credit card. I pay back through my personal account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Angus McKenzie

Not the first time I use First Citizens Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when cash is urgently needed.

Burnice Nienow III

I contacted First Citizens Bank. Everything was done quickly. Only pleasant impressions remained!

D'angelo Christiansen

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Spartanburg, South Carolina

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Spartanburg, South Carolina are issued hassle-free. The interest percentage is dependent on the client's personal information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in Spartanburg, South Carolina?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Spartanburg, South Carolina. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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