Welcome to Our Online Loan Referral Service

3.4 17 reviews

165 Camelot Dr, Spartanburg, SC 29301, USA
+1 (800) 868-8740
www.scscu.com
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1996-06-25

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about State Credit Union?

Here you grapple with the feedback of our customers.

Would recommend the place to anyone in the area to give them a try

Kattie Breitenberg

Also I had to refinance my 2 loans because their rates were not good.

Mr. Lonny Rutherford Jr.

Old fashioned not convenient banking like founders and wells fargo.

Mr. Douglas Kessler

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Spartanburg, South Carolina

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Spartanburg, South Carolina is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will State Credit Union help take out a payday loan in Spartanburg, South Carolina?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Spartanburg, South Carolina. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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OneMain Financial

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Quick Credit

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Palmetto Citizens Federal Credit Union ATM

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