Welcome to Our Online Loan Referral Service

4.8 4 reviews

201 N Washington St, Sumter, SC 29150, USA
+1 (803) 775-1225
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Feedback about First Citizens Bank?

Here you see the feedback of our clients.

First Citizens Bank seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Amara Schumm

I recommend First Citizens Bank to everyone, I am applying for the second time. Everything is great!

Eulah Lynch

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Sumter, South Carolina

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to take out loans in Sumter, South Carolina. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a payday loan in Sumter, South Carolina?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Sumter, sc review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current difficulties, but improve the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Sumter, South Carolina

Republic Finance

11107 Broad River Rd Building A Ste C, Irmo, SC 29063, USA

+1 (803) 781-0201

locations.republicfinance.com

OneMain Financial

412 Drive In Ln Unit E, Moncks Corner, SC 29461, USA

+1 (843) 761-3335

www.onemainfinancial.com

Loanmax Title Loans

1624 E Main St, Spartanburg, SC 29307, USA

+1 (864) 583-7861

www.loanmaxtitleloans.net

Quick Credit

549 Knox Abbott Dr suite B, Cayce, SC 29033, USA

+1 (803) 791-3700

www.mymoneytogo.com

Citizens Bank

101 S Live Oak Dr, Moncks Corner, SC 29461, USA

www.citizensbank.com

Cash Man Jewelry & Pawn

1005 Lyttleton St H, Camden, SC 29020, USA

+1 (803) 424-0088

Navy Federal Credit Union

7255 Rivers Ave, North Charleston, SC 29406, USA

+1 (888) 842-6328

www.navyfederal.org

TitleMax Title Secured Loans

909 N Lake Dr, Lexington, SC 29072, USA

+1 (803) 520-9402

www.titlemax.com

Check `n Go

7241 Broad River Rd Ste 70, Irmo, SC 29063, USA

+1 (803) 407-8661

locations.checkngo.com

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