First Choice Cash Advance Payday Loans Review

5 reviews

Loan agency in Union, South Carolina

Organization owner?

320 N Duncan Bypass, Union, SC 29379, USA

What people think about First Choice Cash Advance?

Below you see some of the reviews of our customers.

Wasted too much efforts with this company. They charge sky high rates! Stay away

Mr. Kristofer Hammes

This website is a scam. I will never apply again. $30 goes towards loan and you keep $79 for interest.

Prudence Rowe

Said I was accepted for a loan. Have been waiting 5 days, still no money I my account. I think it’s scam.

Lester Veum

Disappointed customer! Was denied for no reason. My credit was fair.

Brett Lind

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Union, New Hampshire

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Union, New Hampshire. The interest rate will be set individually for each case and will depend on the personal details the consumer provided.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a cash advance if you are convinced that you can make payments on scheduled.

To get approved for a cash advance, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.