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Loan agency in West Columbia, South Carolina

620 12th St, West Columbia, SC 29169, USA
+1 (803) 791-4381
www.loansbyworld.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you get acquainted with the feedback of our clients.

Helpful friendly service

Mr. Orlando Schaefer

They have treated me with the utmost courtesy and respect.

Meghan Weber

Pay Attention

Above-shown info offers the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in West Columbia, West Virginia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in West Columbia, West Virginia is issued simply and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

31% APR for loans up to $2,000

How will World Finance help issue a payday loan in West Columbia, West Virginia?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in West Columbia, West Virginia. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in West Columbia, South Carolina

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+1 (843) 464-1122

North American Title Loans

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+1 (803) 997-6150

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Woodforest National Bank

605 St James Ave, Goose Creek, SC 29445, USA

+1 (843) 790-6892

www.woodforest.com

Pinnacle Financial Partners

134 Meeting St, Charleston, SC 29401, USA

+1 (843) 769-0999

www.pnfp.com

Quick Cash Title Loans

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+1 (803) 442-9930

Money Tree Check Cashing

780 John B White Sr Blvd, Spartanburg, SC 29306, USA

+1 (864) 595-0955

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SouthState Bank

690 Bacons Bridge Rd, Summerville, SC 29485, USA

+1 (843) 871-2381

southstatebank.com

Kroger Money Services

7467 St Andrews Rd #6, Irmo, SC 29063, USA

+1 (803) 732-0423

moneyservices.kroger.com

Regional Finance

110 Garner Rd Suite 10, Spartanburg, SC 29303, USA

+1 (864) 597-0120

branches.regionalfinance.com

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