ATM (First Citizens Bank & Trust) Payday Loans Review

4 reviews

Organization owner?

111 S Congress St, Winnsboro, SC 29180, USA

What people think about ATM (First Citizens Bank & Trust)?

Below you find some of the testimonials of our clients.

I always use ATM (First Citizens Bank & Trust) when it need a loan. The application process is hassle-fee. No troubles.

Taya Lind IV

I was embarrassed to borrow from my family so I decided to apply for a cash advance via ATM (First Citizens Bank & Trust). Found them online and the user reviews were good I have already applied 4 times and every time I was accepted very quickly. Very satisfied.

Kathlyn Kerluke I

Fast application. I only filled in an ID and a bank account. Immedaite lending decision. The first time I was approved for $500 only. Hope the limit will increase next time. Interest rate is competitive. Paid off the debt earlier than agreed. If you wish, the term can be also extended.

Mrs. Amelia Jakubowski Jr.

Pay Attention

Above there is information about a precise loan provider. Below you can review common features of payday loans.

Payday Loans in Winnsboro, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Online cash advance loans can be the best solution to your short-term financial troubles in Winnsboro , South Carolina because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments without delays.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.