Welcome to Our Online Loan Referral Service

4.8 4 reviews

111 S Congress St, Winnsboro, SC 29180, USA
+1 (803) 635-4617
www.firstcitizens.com
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the testimonials of our clients.

First Citizens Bank seems good. They rescued me twice. The first loan approved was small – $400, but next time the limit was increased to $1000. Paid off the loan early. The staff were friendly, they gave clear answers to all my questions. No delays. But their rates are not the lowest on the net.

Marco Pollich

Many thanks to First Citizens Bank. I recently had some troubles with repaying my auto loan and they approved me for a cash advance. Best lender! Managed to deal with my problems and signed with relief.

Tavares Considine

I am a regular customer of First Citizens Bank. It is very simple to apply online. The interest rate was favorable. Their representatives always respond right away.

Robin Hirthe I

I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.

Mauricio Turner

Thank you for the fantastic service. Your employess helped me throughout the application. It’s convenient that you only need an ID to apply.

Percival Kohler

Many thanks to First Citizens Bank. I recently had some troubles with repaying my auto loan and they approved me for a payday loan. Best loan provider! Managed to cover my debts and signed with relief.

Brandyn Lueilwitz

Important

Above there is information about a exact lender. Below you can review common aspects of payday loans.

Payday Loans in Winnsboro, South Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Winnsboro, South Carolina is are simple to get. The APR is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help clients who have low credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a cash advance if you are sure that you can make payments in a timely manner.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Winnsboro, South Carolina

Greer Community Finance, Inc.

217 W Wade Hampton Blvd C, Greer, SC 29650, USA

+1 (864) 655-7209

Local Finance and Tax Service of Manning SC

7 S Church St, Manning, SC 29102, USA

+1 (803) 435-4171

www.localmgmt.net

Navy Federal Credit Union

9880 Dorchester Rd, Summerville, SC 29485, USA

+1 (888) 842-6328

www.navyfederal.org

Top-Rate Car Title Loans

1027 Pope St #119, Columbia, SC 29201, USA

+1 (803) 615-2288

premiumcartitleloans.com

Regions Bank

2565 Woodruff Rd, Simpsonville, SC 29681, USA

+1 (864) 770-6760

www.regions.com

Palmetto Citizens Federal Credit Union

1835 S Lake Dr, Lexington, SC 29073, USA

+1 (803) 732-5000

www.palmettocitizens.org

Cash Doctors

1354 Grove Park Dr, Orangeburg, SC 29115, USA

+1 (803) 531-2559

Anderson Brothers Bank

500 E Main St, Kingstree, SC 29556, USA

+1 (843) 354-2250

www.abbank.com

Citizens Bank

3564 W Montague Ave, North Charleston, SC 29418, USA

www.citizensbank.com

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