Welcome to Our Online Loan Referral Service

5 2 reviews

255 S Main St, Woodruff, SC 29388, USA
+1 (864) 476-3167
www.firstcitizens.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you find some of the reviews of our clients.

I always use First Citizens Bank when it need a payday loan. The application process is easy. No issues.

Herman Hills

It needed to rebuild my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via First Citizens Bank. Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.

Prof. Winona Pollich

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Woodruff, South Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Woodruff, South Carolina. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can make payments as agreed in the contract.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.

APR Calculator

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Bank of America ATM (Drive-thru)

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Regional Finance

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Colonial Credit Co

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TD Bank

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+1 (843) 769-7029

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South Carolina National Guard Federal Credit Union

157, 1325 S Carolina Rd, Eastover, SC 29044, USA

+1 (803) 783-2793

scngfcu.org

Walmart Money Center

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www.walmart.com

Synovus Bank

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