Welcome to Our Online Loan Referral Service

4.7 3 reviews

201 N 3rd St, Beresford, SD 57004, USA
+1 (605) 763-2009
www.firstsavingsbanks.bank
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed

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Feedback about First Savings Bank?

Here you read the reviews of our customers.

I issued only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Mrs. Lucinda Streich MD

I tried to borrow money from First Savings Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Prof. Osbaldo Keebler

100% sly service. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Ally Little

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Cristopher Johnson

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Beresford, South Dakota

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Beresford, South Dakota is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Savings Bank help take out a loan in Beresford, South Dakota?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Beresford, sd will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Beresford, South Dakota

Black Hills Federal Credit Union

2700 N Plaza Dr, Rapid City, SD 57702, USA

+1 (605) 718-1818

www.bhfcu.com

Plains Commerce Bank

1411 E 10th St, Sioux Falls, SD 57103, USA

+1 (605) 275-2467

www.plainscommerce.com

Pro Pawn

2020 Ruth St, Mission, SD 57555, USA

+1 (605) 856-2585

Wells Fargo Bank

502 1st Ave E, Sisseton, SD 57262, USA

+1 (605) 698-3955

www.wellsfargo.com

Dacotah Bank

321 1st Ave E, Sisseton, SD 57262, USA

+1 (605) 698-3978

www.dacotahbank.com

Advance America

840 N Garfield Ave Ste. #102, Pierre, SD 57501, USA

+1 (605) 224-6700

www.advanceamerica.net

Great Western Bank

209 S Main St, Lennox, SD 57039, USA

+1 (605) 647-2818

www.greatwesternbank.com

Direct Check

728 Washington Ave S, Madison, SD 57042, USA

firstchoicepaydayloans.com

Walmart Money Center

1201 29th St SE, Watertown, SD 57201, USA

www.walmart.com

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