Welcome to Our Online Loan Referral Service

5 reviews

5002 4th Ave, Bowdle, SD 57428, USA
+1 (605) 285-6400
www.fsbroscoe.com
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–5PM
Saturday
Closed

Domain Info

Created Date

2007-09-19

Mailing Address

South Dakota, United States

Company Name

First State Bank of Roscoe

First State Bank of Roscoe

Contact Data

Feedback about First State Bank of Roscoe?

Here you get acquainted with the reviews of our customers.

I issued $300 for several days. When the loan was returned, they applied a gigantic commissions, I had to pay almost $400.

Mrs. Otilia Christiansen

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the fees.

Prof. Kian Langworth MD

No matter how much asked for a payday loan. Constantly refused. No idea why?

Eldora Zulauf

I issued only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Bettie Hauck

Pay Attention

Lending companies are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Bowdle, South Dakota

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Bowdle, South Dakota are issued easily. The interest rate depends on the client's person-related data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First State Bank of Roscoe help take out a loan in Bowdle, South Dakota?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Bowdle, sd consider this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be ready to objectively assess financial capabilities, issue a loan, repay the debt on time and not only handle current problems, but enhance the credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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