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Feedback about American Bank & Trust?
Here you grapple with the reviews of our clients.
Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.
Ms. Angelita Blick Jr.
Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.
Vernice Carroll
I issued cash advance from American Bank & Trust 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.
Ara Jast
I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.
Dr. Jammie Rosenbaum
I tried to borrow money from American Bank & Trust. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.
Prof. Isai Fadel V
I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.
Zackery Funk
I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.
Alexa Hettinger
Pay Attention
Lending companies are shown in the first three points. Below info shows common information about payday loans.
Payday Loans in De Smet, South Dakota
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.
Hassle-free financial products are considered as payday loans in De Smet, sd. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.
APR
36% small loan cap
Max Loan
$500
Min Term
Not Specified
Max Term
Not Specified
How will American Bank & Trust help take out a payday loan in De Smet, South Dakota?
- Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then you should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial abilities to approve the form. Cash advance in De Smet, South Dakota may help improve your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in De Smet, South Dakota
The First National Bank
1001 S Veterans St, Flandreau, SD 57028, USA
+1 (605) 335-5200
www.fnbsf.com
The First National Bank in Sioux Falls
408 N Cliff Ave, Harrisburg, SD 57032, USA
+1 (605) 782-5880
www.fnbsf.com
Black Hills Federal Credit Union ATM
835 N Main St, Spearfish, SD 57783, USA
+1 (605) 718-1818
www.bhfcu.com
Security National Bank of South Dakota
325 Dakota Dunes Blvd, North Sioux City, SD 57049, USA
+1 (605) 232-6060
www.snbsd.com
Black Hills Federal Credit Union
850 Mountain View Rd, Rapid City, SD 57702, USA
+1 (605) 718-1818
www.bhfcu.com
First Dakota National Bank
1712 N Main St, Mitchell, SD 57301, USA
+1 (605) 996-3364
www.firstdakota.com
