Welcome to Our Online Loan Referral Service

4 3 reviews

212 Calumet Ave SE, De Smet, SD 57231, USA
+1 (605) 854-3321
www.abt.bank
Sunday
Closed
Monday
9AM–3:30PM
Tuesday
9AM–3:30PM
Wednesday
9AM–3:30PM
Thursday
9AM–3:30PM
Friday
9AM–5PM
Saturday
Closed

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Feedback about American Bank & Trust?

Here you grapple with the reviews of our clients.

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Ms. Angelita Blick Jr.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Vernice Carroll

I issued cash advance from American Bank & Trust 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Ara Jast

I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.

Dr. Jammie Rosenbaum

I tried to borrow money from American Bank & Trust. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Prof. Isai Fadel V

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Zackery Funk

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Alexa Hettinger

Pay Attention

Lending companies are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in De Smet, South Dakota

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in De Smet, sd. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will American Bank & Trust help take out a payday loan in De Smet, South Dakota?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial abilities to approve the form. Cash advance in De Smet, South Dakota may help improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in De Smet, South Dakota

Direct Check

142 E 2nd St #3, Winner, SD 57580, USA

+1 (605) 842-0286

firstchoicepaydayloans.com

First Dakota National Bank

117 W Main St, Elk Point, SD 57025, USA

+1 (605) 356-0289

www.firstdakota.com

Dollar Loan Center

1807 6th St, Brookings, SD 57006, USA

+1 (605) 696-5626

Principal Financial Group

2105 Broadway Ave, Yankton, SD 57078, USA

+1 (605) 653-4462

www.principal.com

First State Bank of Roscoe

5002 4th Ave, Bowdle, SD 57428, USA

+1 (605) 285-6400

www.fsbroscoe.com

First Savings Bank

305 N Main Ave, Parker, SD 57053, USA

+1 (605) 297-4475

www.firstsavingsbanks.bank

Voyage Federal Credit Union

3823 S Kiwanis Cir, Sioux Falls, SD 57105, USA

+1 (605) 338-2533

voyagefcu.org

First Interstate Bank

418 Main St, Wall, SD 57790, USA

+1 (605) 279-2141

locations.firstinterstatebank.com

BankWest

1015 Main St, Kadoka, SD 57543, USA

+1 (605) 837-2281

www.bankwest-sd.bank

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