Welcome to Our Online Loan Referral Service


1712 N Main St, Mitchell, SD 57031, USA
+1 (800) 627-3999
www.firstdakota.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12AM

Domain Info

Created Date

1996-04-03

Mailing Address

Company Name

Contact Data

What people think about ATM First Dakota Natl Bank?

Below you get acquainted with some of the reviews of our customers.

I tried to borrow money from ATM First Dakota Natl Bank. They declined me. Why then declare they approve everyone even those with poor credit?? Bad service. Besides, got many calls with an offer to apply for a cash advance loan. I do not recommend this loan provider.

Elvera Stracke

I took loans from ATM First Dakota Natl Bank many times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 4 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Chadd Bosco

Interest too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Mr. Clay Boyer PhD

I borrowed $700 for a period of 8 days. In the end, I had to pay twice as much with all the commissions charged.

Jonathan Schneider

The online portal does not work so I can not apply for the loan…

Eldora Dietrich Sr.

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Gayville, South Dakota

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Gayville, South Dakota is are easy to access. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

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